Safe Mobile Banking

Eight Steps to Safe Mobile Banking

  1. Never provide personal identification or banking information over your mobile device unless you initiate the contact and you know that you’re dealing directly with your bank.
  2. Assume any unsolicited text for personal or banking information request is fraudulent. Giving this information places your finances and privacy at risk.
  3. Avoid sharing sensitive information such as your password, account number or answers to secret questions. Don’t save this information anywhere on your mobile device or phone.
  4. Don’t set the Web or client-text service to automatically log you into your bank account. If your phone is lost or stolen, someone will have free access to your money.
  5. Set the phone to require a password to power on the handset or awake it from sleep mode.
  6. Immediately tell your bank and your mobile operator if you lose your phone.
  7. Consider using security and firewall protection software to help protect your phone from any viruses, malware or corrupt applications.
  8. After a mobile banking session, clear the history and erase the cache and any cookies that maybe stored on your device.
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