Personal: Checking: Comparison Chart

Checking Account Options | Interest Rates | Checking Benefits | Switch Kit Forms

Checking Account Options and Requirements (Table 1)
	Basic Checking	Free Checking	e-Checking	Student Checking
Description	The ideal budget account with no minimum balance requirements Pay a modest per check fee and low monthly maintenance fee	An account with no fees when you maintain a monthly electronic deposit	Designed to handle majority of transactions electronically.	Checking account for high school and college students 16 and older.
Balance To Avoid Monthly Service Charge	N/A	N/A	N/A	N/A
Monthly Service Charge	$1 monthly statement charge .10 per item paid .05 per item deposited	$5 unless you maintain monthly electronic direct deposit	$1.00 per check if exceed, five checks per statement period	N/A
Special Features	By maintaining an average daily balance of $1,000 or more, your account will receive an earnings credit of $2 per $1,000 towards defraying the service charges	Unlimited check writing	Free online banking Free electronic bill pay No foreign ATM fees[4] e-Statements required.	Debit Card No foreign ATM fees[4] Free first order of "1st" checks One service charge refund e-Statements
Minimum Opening Deposit	$25	$25	$100	$25
Monthly Online Bill Pay Fee	$6.95[3]	$5.95	$0.00	$5.95[5]

Checking Account Options and Requirements (Table 2)
	Preferred Checking	NOW Checking	Advantage 55	Money-Market Checking
Description	An account with no fees when you maintain a an average daily balance	An account with no fees and interest paid when you maintain an average daily balance	Checking account for customers age 55 and older	Standard[1] or Tiered[2] money market account with limited check writing Higher interest rates with higher balances
Balance To Avoid Monthly Service Charge	$500 average daily balance	$500 average daily balance	N/A	$2,500 average daily balance[1] $10,000 average daily balance[2]
Monthly Service Charge	$3 unless you maintain the average daily balance	$3, plus .15 per item paid* No interest paid	$7, unless you maintain direct deposit	$3 per month[1] $10 per month[2] If average daily balance is not maintained
Special Features	Ability to maintain average daily balance in your checking or linked savings account Unlimited check writing	By maintaining an average daily balance, your account will receive a competitive rate of interest Unlimited check writing	Membership card for "No Fee" or "Reduced Fee" bank products Unlimited check writing	Market based interest rates Six transfers per statement cycle, of which three may be checks Unlimited withdrawls in person
Minimum Opening Deposit	$100	$500	$100	$2,500[1] $10,000[2]
Monthly Online Bill Pay Fee	$5.95	$5.95	$5.95	$5.95[1]
1. Standard Money Account 2. Tiered Money Market Account 3. Plus a $3.00 one time set-up charge. 4. Other bank surcharges may apply. 5. Must be 18 to enroll. * Unless you maintain the average daily balance

Checking Account Options | Interest Rates | Checking Benefits | Switch Kit Forms