Personal: Checking: Comparison Chart

Checking Account Options | Interest Rates | Checking Benefits
Checking Account Options and Requirements
  Basic Checking Free Checking Preferred Checking NOW Checking Advantage 55 Money-Market Checking
Description The ideal budget account with no minimum balance requirements

Pay a modest per check fee and low monthly maintenance fee		 An account with no fees when you maintain a monthly electronic deposit An account with no fees when you maintain a an average daily balance An account with no fees and interest paid when you maintain an average daily balance Checking account for customers age 55 and older Standard[1] or Tiered[2] money market account with limited check writing

Higher interest rates with higher balances
Balance To Avoid Monthly Service Charge N/A N/A $500 average daily balance $500 average daily balance N/A $2,500 average daily balance[1]

$10,000 average daily balance[2]
Monthly Service Charge $1 monthly statement charge
.10 per item paid
.05 per item deposited		 $5 unless you maintain monthly electronic direct deposit $3 unless you maintain the average daily balance $3, plus .15 per item paid*

No interest paid		 $7, unless you maintain direct deposit $3 per month[1]
$10 per month[2]
If average daily balance is not maintained
Special Features By maintaining an average daily balance of $1,000 or more, your account will receive an earnings credit of $2 per $1,000 towards defraying the service charges Unlimited check writing Ability to maintain average daily balance in your checking or linked savings account

Unlimited check writing		 By maintaining an average daily balance, your account will receive a competitive rate of interest

Unlimited check writing		 Membership card for "No Fee" or "Reduced Fee" bank products

Unlimited check writing		 Market based interest rates

Six transfers per statement cycle, of which three may be checks

Unlimited withdrawls in person
Minimum Opening Deposit $25 $25 $100 $500 $100 $2,500[1]
$10,000[2]
Monthly Online Bill Pay Fee $6.95[3] $5.95 $5.95 $5.95 $5.95 $5.95[1]
  • 1. Standard Money Account
  • 2. Tiered Money Market Account
  • 3. Plus a $3.00 one time set-up charge.
  • * Unless you maintain the average daily balance
Checking Account Options | Interest Rates | Checking Benefits
Equal Housing Lender logo