Personal: Mortgage & Home Equity

  • Residential Mortgage

  • With over 90 years of lending experience and community dedication backing us up, we are the bank you can trust your home financing needs to. Whether you're looking to purchase a home, considering refinancing your current loan, or cashing out for a special home project, we're here to assist you.

  • We offer flexible home financing options to fit your individual needs. Plus, the personalized service you deserve and the professionalism you expect.

    • Free Pre Approvals
    • Conventional Fixed and Adjustable Rate Mortgages
    • First Time Home Buyer Programs
    • New Construction Loans
    • Investment Mortgages
    • Jumbo Mortgages
    Spring Sale $200 OFF Closing Costs
  • Contact us today to discuss your financing needs:
  • Make your Dream a reality, Borrow More, Pay Less.  No PMI Mortgage at 90 percent
  • Home Equity Connection

  • From our Preferred Home Equity Line to our Fixed Rate Home Equity loan, we have the option that is right for you. A home equity loan is a smart, affordable way to pay for just about anything your family needs or wants. It's also a great way to consolidate your debts and dramatically lower your monthly payments.

  • Title Insurance

  • Purchasing your home is one of the largest financial decisions you will make. Title insurance can help protect you against losses that could occur if you discover, after closing, that someone else can claim ownership of your property. Protect your real estate investment with Title Insurance.

  • *Applies to complete residential mortgage applications received between April 1 and May 31. Loan must be a first mortgage on an owner occupied residential property and be closed under 1st National Bank of Scotia. Excludes the 1st Time Homebuyer program. Some limitations will apply to maximum loan-to-value and term. Discount expires May 31, 2017.

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