Personal: Credit Cards

  • With a 1st National VISA or MasterCard, you'll enjoy competitive rates of interest and a full package of valuable benefits, including purchasing power at more than six million establishments and access to thousands of ATM locations worldwide. Corporate credit cards are also available to qualified businesses.

  • Our credit cards also provide the latest EMV, chip enabled technology, providing you an enhanced, more secure shopping experience. Cards are embedded with a computer chip that creates a unique transaction code for every purchase. To learn more, click here.

  • To request a copy of our Retail Installment Credit Agreement please contact us at (518)370-7200 or email

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  • Buy online easily and safely with by Visa
    Enjoy everything you love about your 1st National Bank of Scotia Visa card and shop online quickly, easily and safely. Make purchases without re-entering your card number and shipping details on websites where is accepted. Store multiple cards from any major payment brand. Keep your payment information secure, enroll today! by Visa

  • * Please note: This link will open a new browser window. 1st National Bank of Scotia does not control nor have responsibility for their content, products, and services provided on these sites. 1st National Bank of Scotia also does not endorse or guarantee the products, information, or recommendations provided by these sites. 1st National Bank of Scotia is not liable for any failure of products or services advertised on these sites. These sites may have different privacy policies from 1st National Bank of Scotia or provide less security than 1st National Bank of Scotia.
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