Personal: Mortgage & Home Equity

  • Residential Mortgage

  • With over 90 years of lending experience and community dedication backing us up, we are the bank you can trust your home financing needs to. Whether you're looking to purchase a home, considering refinancing your current loan, or cashing out for a special home project, we're here to assist you.

  • We offer flexible home financing options to fit your individual needs. Plus, the personalized service you deserve and the professionalism you expect.

    • Free Pre Approvals
    • Conventional Fixed and Adjustable Rate Mortgages
    • First Time Home Buyer Programs
    • New Construction Loans
    • Investment Mortgages
    • Jumbo Mortgages
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  • We are pleased to partner with AnnieMac Home Mortgage to offer additional mortgage products.
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  • AnnieMac Home Mortgage at 1st Bank of Scotia
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  • Contact us today to discuss your financing needs: mortgages@firstscotia.com
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  • Home Equity Connection

  • From our Preferred Home Equity Line to our Fixed Rate Home Equity loan, we have the option that is right for you. A home equity loan is a smart, affordable way to pay for just about anything your family needs or wants. It's also a great way to consolidate your debts and dramatically lower your monthly payments.

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  • Title Insurance

  • Purchasing your home is one of the largest financial decisions you will make. Title insurance can help protect you against losses that could occur if you discover, after closing, that someone else can claim ownership of your property. Protect your real estate investment with Title Insurance.



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